Loan Against Residential Property
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Loan Against Residential Property

Our Loan Against Residential Property loan facility can be used to meet all your business expansion, working capital requirements as well as personal needs.

  • Features

  • Documents

The maximum term of your loan can be up to 15 years.

The following entities are eligible for Loan Against Residential Property

  • Salaried individuals
  • Self Employed Individuals
  • Proprietorships
  • Partnerships
  • Limited Liability Partnerships
  • Private Limited Companies
  • Limited Companies

Primary collateral will consist of immovable properties, such as:

  • Residential Property
  • Residential Plot

Know more about charges.

  • KYC Documents of applicant and co-applicants
  • Salary slip for the last 3 months / Salary Certificate (If variable components like Over Time and Incentives are reflected then salary slips for the past 6 months are required)
  • Latest Form – 16 if salary above Rs. 20000/- per month
  • PAN Card
  • Copy of all bank pass books / bank statements for the past 3 months including front page
  • Existing facility sanction letter/ Repayment Track Record (RTR) of existing loan, if any
  • Property Documents
  • Company profile if it is a lesser known organization

Note: Original documents are required for verification purpose only

  • KYC Documents of proprietor and co-applicants
  • Shop and establishment certificate/VAT/Sales Tax Registration Certificate
  • PAN Card
  • Last 2 years financials with audit report
  • Last 6 months Bank statement of all bank accounts
  • Existing facility sanction letter/ Repayment Track Record (RTR) of existing loan, if any
  • Property Documents

Note: Original documents are required for verification purpose only

  • Registered partnership deed
  • KYC of partners
  • PAN Card of firm and partners
  • Shop and establishment / VAT/ Sales Tax Registration Certificate
  • Last 2 years financials with audit report
  • Last 6 months Bank statement of all bank accounts
  • Existing facility sanction letter/ Repayment Track Record (RTR) of existing loan, if any
  • Property Documents

Note: Original documents are required for verification purpose only

  • Memorandum of Association(MOA) / Articles of Association(AOA)
  • Latest shareholding pattern
  • KYC of Directors
  • PAN Card of the entity and Directors
  • Last 2 years financials with audit report
  • Last 6 months Bank statement of all bank accounts
  • Existing facility sanction letter/ Repayment Track Record (RTR) of existing loan, if any
  • Property Documents

Note: Original documents are required for verification purpose only

  • Memorandum of Association(MOA) / Articles of Association(AOA)
  • Latest shareholding pattern
  • KYC of Directors
  • PAN Card of the Company and Directors
  • Last 2 years financials with audit report
  • Last 6 months Bank statement of all bank accounts
  • Existing facility sanction letter/ Repayment Track Record (RTR) of existing loan, if any
  • Property Documents
  • Declaration that borrower, Company or any of its Directors have not been debarred / blacklisted / penalized by any Stock Exchanges / SEBI/ RBI. Declaration that the proposed borrowing is within the limits prescribed u/s 293(1)(d) of the Companies Act, 1956.

Note: Original documents are required for verification purpose only

Customer Stories

DHFL Loan Against Residential Property

A home is where your heart is, but it is also where your financial strength lies. Gaining ownership of a house provides you with an added financial advantage. The plot you own or the house/apartment you have for yourself – all/any of these can be further utilized for achieving higher financial gains, through our specially designed property mortgage loan.

If you own a home of your own, you could mortgage the same to gain instant ready cash, which can further be used for fulfilling your immediate business financial needs like – business expansion, working capital, or a personal requirement for money, like arrange for your child’s offshore education expense, marriage etc.

DHFL Loan Against Property empowers you by allowing you to use your existing residential asset for gaining capital power, without worrying about your property’s safety or security.

Any individual with a personally owned residential property can apply for this loan against property online . From a salaried individual to a self-employed proprietor, property loan is easy to apply for and flexible to repay as well.