Wealth2Health Fixed Deposit
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Wealth2Health Fixed Deposit for Individuals

Our Wealth2Health is a unique Fixed Deposit (FD) that offers a host of health related features & benefits to the customer apart from good returns. When the customer is unwell, it works like a fund and pays for health related expenses.

  • Features

  • Calculator

  • Forms / Documents

CARE AAA (FD)

Indicates highest degree of safety regarding timely servicing of financial obligations

BWR (FAAA)

Indicates highest degree of safety regarding timely servicing of financial obligations

This fixed deposit comes with Wealth2Health Deposit Card. This card is linked to the underlying Fixed Deposits and can be used by the customer to get access to a host of benefits, namely:

  • Cashless access to empanelled network of hospitals
  • Discounts on hospitalization
  • Discounts on medical/diagnostic tests, up to 25%
  • Access to a doctor 24/7 over phone
  • Free Second Opinion Service from a panel of specialist doctors
  • Advice on which hospital to choose for specific medical requirements
  • Click here to know how the card works

You can get a maximum interest rate of 8.75%* on your fixed deposits. Know more about interest rates (*T&C Apply)

The interest on deposit will cease from the date of maturity. The depositor can choose option of ‘Auto Renewal of deposit in the application form in which case the deposit will be automatically renewed on the Date of maturity for the same tenure / scheme (or nearest tenure / scheme - in case the original tenure /Scheme is discontinued subsequently) as that of the matured deposit at the interest rate prevailing on the date of maturity.

In case Auto Renewal option is not selected, and there are no subsequent instructions for renewal of deposit either, the matured proceeds will be credited directly into depositors account on the date of maturity. Provided that in the case of maturity for the second tenure (post first auto renewal), the amount will be automatically remitted to the designated bank account at maturity, in absence of any specific instruction from the depositor otherwise. In case one intends to modify renewal/repayment instructions (different from the one provided at the time of account opening), such revised instructions must reach DHFL at least 15 working days before the maturity date or else it would get processed as per Original instructions. Additional Interest of 0.15% on all Renewals, where the deposit is renewed on or before the maturity date.

When the date of maturity falls on any day on which the company's office / banks remains closed the repayment will be made on the next working day.

Click here to know more on FATCA/CRS self-certification

  • What is the minimum deposit amount required for opening Fixed deposit account?

    The minimum amount required for opening a fixed deposit account is Rs. 5,000. Additional Deposit over the minimum amount to be in multiple of Rs. 1,000. Minimum Deposit Amount for WEALTH2HEALTH Deposit is Rs. 25,000.

  • What is the minimum tenure for which I can place a Wealth2Health Fixed Deposit?

    The minimum tenure for a Wealth2Health Fixed Deposit is 12 months.

  • Is there any Special offer?

    Yes. DHFL offers 0.40% additional interest for individuals in the categories of Senior Citizens, Widows, Defense personnel, DHFL Home Loan/SME Loan/Mortgage borrowers (appropriate proof should be furnished).

  • Do women get any extra benefit on the Wealth2Health Fixed Deposit?

    Yes, women investors are offered a special tenure of 18 months.

  • Can I obtain a loan from DHFL on the security of my Wealth2Health Fixed Deposit?

    Yes, you can obtain Loan up to 75% of Principle amount on Your Wealth2Health Fixed Deposit.

  • Does an investor required to submit PAN No. to invest in Wealth2Health Fixed Deposit?

    For deposits of Rs. 50,000 or more, PAN No. of investor(s) is / are mandatory.

  • Click here to read more

*Effective April 01, 2018: The customer will be able to avail the additional interest benefit of 0.40% as a “Privilege customer”

Deposit rates are effective from Sep 10, 2018.

Fixed Deposit Calculator

Deposit Amount
5,000
1 Crore
Tenure
12 Months
120 Months

I authorise DHFL and its representative to call me or SMS me with reference to this enquiry.

Deposit Amount
5,000
1 Crore
Tenure
12 Months
120 Months
Calculate Fixed Deposit
Hi ! Maturity Amount is

Indicative Yield %
Deposit Amount
5,000
1 Crore
Tenure
12 Months
120 Months
Interest Rate
1%
10%
  • Compound Frequency
Check current Rate of interest
Hi ! YourMaturity Amount will be

Indicative Yield %
Deposit Amount
Tenure months
Rate of Interest %
Compound Frequency Yearly
  • TDS will be deducted on the interest earned as per the rate applicable from time to time under the tax laws
  • Interest rates are subject to change from time to time.
  • Minimum deposit amount in Fixed Deposit calculator should be Rs. 5,000 and maximum Rs. 1,00,00,000
  • Minimum deposit amount in Recurring Deposit calculator should be Rs. 1,000
    Tenure of Deposit are as follows:
  • Cumulative : Minimum Tenure 1 Year, Maximum 10 years
  • Non-Cumulative : Monthly/Quarterly/Half Yearly Interest Payout : Minimum 1 Year, Maximum 10 years
    The interest rate applicable for premature closure of deposits (all amount) will be lower of:
  • The base rate for the original /contracted tenure for which the deposit has been booked OR
  • The base rate applicable for the tenure for which the deposit has been in force with DHFL
  • To check the interest rate Click here
  • Maturity Amount and Yield "%" percentage displayed above is indicative

For Individual - Proof of Identity

  • Passport
  • Pan Card
  • Driving License
  • Voters Identity Card
  • Photo Debit/Credit Card issued by bank
  • Photo Ration Card
  • Aadhar Card

For Individual - Proof of Address

  • Latest Telephone Bill of Landline / Post Paid Mobile
  • Latest Electricity / Gas Bill
  • Ration Card
  • Latest Bank Account Statement
  • Registered Rent Agreement
  • Latest Demat Account Statement

Customer Stories

DHFL Wealth2Health Fixed Deposit for Individuals

Health, is Wealth. Not only does DHFL safeguard your financial future, we also take great care into accommodating our customers, when it comes to their health. DHFL Wealth2Health Fixed Deposit, is made to offer our customers many health related avenues to choose from, when needed. This DHFL fixed deposit scheme reacts in conjunction with your health: if your health is ideal, the deposit is treated as regular. If you fall unwell, the deposit will act as a health fund, taking care of your health related expenditures.

Other benefits include: Discounted rates on hospitalization and 24/7 doctor availability via telephone