Recurring Deposits
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Recurring Deposit

DHFL Deposit has an exciting variant, ‘Small Savings Scheme’ – Recurring Deposit to facilitate small savings with flexible amounts and tenures. The savings can start from a minimum of Rs 1000/- and increase in multiples of 100, While the tenure could be anywhere between 12 to 120 months. DHFL Small Savings Scheme offers a high Rate of Interest of 8.00% and can be availed from any DHFL office across 350 locations in the country. DHFL Fixed Deposits are rated AAA (FD) by CARE and BWR AAA by Brickwork indicating highest degree of safety regarding timely servicing of financial obligations.

  • Features

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Indicates highest degree of safety regarding timely servicing of financial obligations


Indicates highest degree of safety regarding timely servicing of financial obligations

You can get a maximum interest rate of 8.00%* on your Recurring deposits.Know more about Recurring Deposit Interest Rates (*T&C Apply)

Timely and hassle free interest payment via electronic clearance system (ECS) facility

Click here to know more on FATCA/CRS self-certification

  • What is the minimum deposit amount required for opening Fixed deposit (FD) account?

    The minimum amount required for opening a fixed deposit account is Rs. 5,000. Additional Deposit over the minimum amount to be in multiple of Rs. 1,000. The minimum deposit amount for Wealth2Health is Rs 25000.

  • What is the minimum tenure for which I can place a Fixed Deposit?

    The minimum tenure for a fixed deposit is 12 months.

  • Do senior citizens get any extra benefit on the FD?

    Yes, senior citizens will get an additional interest rate of 0.40 %.*

  • Do women get any extra benefit on the FD?

    Yes, women will get special Tenure option (18 months)

  • Can I obtain a loan from DHFL on the security of my FD?

    Yes, Loan against Fixed deposit is available up to 75% of the FD Amount. .

  • Does an investor required to submit PAN No. to invest in Fixed Deposit?

    For deposits of Rs. 50,000 or more, PAN No. of investor(s) is / are mandatory.

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*Effective April 01, 2018: The customer will be able to avail the additional interest benefit of 0.40% as a “Privilege customer”

Deposit rates are effective from Nov 19, 2018.

For Individual - Proof of Identity

  • Passport
  • Pan Card
  • Driving License
  • Voters Identity Card
  • Photo Debit/Credit Card issued by bank
  • Photo Ration Card
  • Aadhar Card

For Individual - Proof of Address

  • Latest Telephone Bill of Landline / Post Paid Mobile
  • Latest Electricity / Gas Bill
  • Ration Card
  • Latest Bank Account Statement
  • Registered Rent Agreement
  • Latest Demat Account Statement

For Trusts / Associations / Societies / Clubs

  • Copy of Resolution to invest in DHFL FD
  • Names and Addresses of Trustees
  • PAN card copy of Trust / Entity and of Authorized signatories
  • Operation mandate
  • Specimen signatures
  • Photo Ration Card
  • Trust Deed / Bye-law

For Proprietary Concern

  • Name & Signature of the Proprietor
  • PAN card copy of Proprietor

For Public Company / Private Ltd. Company / Co-operative Banks / Scheduled Bank

  • Copy of Memorandum & Articles of Association
  • Copy of Certificate of Incorporation
  • Copy of Resolution to invest in DHFL FD
  • List of Directors and Office Bearers
  • Operational Mandate and Specimen Signatures of the Authorized Persons
  • PAN card copy of Company and of Authorized signatories

For Partnership Firm

  • Declaration of Partnership by Partners
  • Name and address of Partners
  • Operation Mandate and Specimen Signatures
  • PAN card copy of firm and Authorized signatories

Customer Stories

RD (Recurring Deposit)

Watch your investments flourish – in no time. Simply by investing a small sum of cash every month into a Recurring Deposit, adds value to your savings. It’s easy to save with DHFL, whatever your income may be - saving schemes can start from a minimum of Rs.1000/- . We also offer a flexible tenure just to make things worthwhile - the tenure can range anywhere in-between 12 to 120 months.

Get one step closer to having extra money in your pocket. Invest now in our Recurring Deposits online, or visit any of our branches nationwide.