Recurring Deposits
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Recurring Deposit

DHFL Deposit has an exciting variant, ‘Small Savings Scheme’ – Recurring Deposit to facilitate small savings with flexible amounts and tenures. The savings can start from a minimum of Rs 1000/- and increase in multiples of 100, While the tenure could be anywhere between 12 to 120 months. DHFL Small Savings Scheme offers a high Rate of Interest of 8.00% and can be availed from any DHFL office across 350 locations in the country. DHFL Fixed Deposits are rated AA+ (FD) by CARE and BWR AA+ by Brickwork indicating high degree of safety regarding timely servicing of financial obligations.

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Indicates high degree of safety regarding timely servicing of financial obligations


Indicates high degree of safety regarding timely servicing of financial obligations

You can get a maximum interest rate of 8.00%* on your Recurring deposits.Know more about Recurring Deposit Interest Rates (*T&C Apply)

Timely and hassle free interest payment via electronic clearance system (ECS) facility

Click here to know more on FATCA/CRS self-certification

  • What is the minimum deposit amount required for opening Fixed deposit (FD) account?

    The minimum amount required for opening a fixed deposit account is Rs. 5,000. Additional Deposit over the minimum amount to be in multiple of Rs. 1,000. The minimum deposit amount for Wealth2Health is Rs 25000.

  • What is the minimum tenure for which I can place a Fixed Deposit?

    The minimum tenure for a fixed deposit is 12 months.

  • Do senior citizens get any extra benefit on the FD?

    Yes, senior citizens will get an additional interest rate of 0.40 %.*

  • Do women get any extra benefit on the FD?

    Yes, women will get special Tenure option (18 months)

  • Can I obtain a loan from DHFL on the security of my FD?

    Yes, Loan against Fixed deposit is available up to 75% of the FD Amount. .

  • Does an investor required to submit PAN No. to invest in Fixed Deposit?

    For deposits of Rs. 50,000 or more, PAN No. of investor(s) is / are mandatory.

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*Effective April 01, 2018: The customer will be able to avail the additional interest benefit of 0.40% as a “Privilege customer”

Deposit rates are effective from Nov 19, 2018.

For Individual - Proof of Identity

  • Passport
  • Pan Card
  • Driving License
  • Voters Identity Card
  • Photo Debit/Credit Card issued by bank
  • Photo Ration Card
  • Aadhar Card

For Individual - Proof of Address

  • Latest Telephone Bill of Landline / Post Paid Mobile
  • Latest Electricity / Gas Bill
  • Ration Card
  • Latest Bank Account Statement
  • Registered Rent Agreement
  • Latest Demat Account Statement

For Trusts / Associations / Societies / Clubs

  • Copy of Resolution to invest in DHFL FD
  • Names and Addresses of Trustees
  • PAN card copy of Trust / Entity and of Authorized signatories
  • Operation mandate
  • Specimen signatures
  • Photo Ration Card
  • Trust Deed / Bye-law

For Proprietary Concern

  • Name & Signature of the Proprietor
  • PAN card copy of Proprietor

For Public Company / Private Ltd. Company / Co-operative Banks / Scheduled Bank

  • Copy of Memorandum & Articles of Association
  • Copy of Certificate of Incorporation
  • Copy of Resolution to invest in DHFL FD
  • List of Directors and Office Bearers
  • Operational Mandate and Specimen Signatures of the Authorized Persons
  • PAN card copy of Company and of Authorized signatories

For Partnership Firm

  • Declaration of Partnership by Partners
  • Name and address of Partners
  • Operation Mandate and Specimen Signatures
  • PAN card copy of firm and Authorized signatories

Customer Stories

RD (Recurring Deposit)

Watch your investments flourish – in no time. Simply by investing a small sum of cash every month into a Recurring Deposit, adds value to your savings. It’s easy to save with DHFL, whatever your income may be - saving schemes can start from a minimum of Rs.1000/- . We also offer a flexible tenure just to make things worthwhile - the tenure can range anywhere in-between 12 to 120 months.

Get one step closer to having extra money in your pocket. Invest now in our Recurring Deposits online, or visit any of our branches nationwide.