Fixed Deposits for Individual
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Fixed Deposits for Individuals

 Our fixed deposit offer attractive interest rates with high annual yields to Individual Investors.

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Indicates highest degree of safety regarding timely servicing of financial obligations


Indicates highest degree of safety regarding timely servicing of financial obligations

You can get a maximum interest rate of 8.25%* on your fixed deposit.Know more about Fixed Deposit Interest Rates (*T&C Apply)

Fixed Deposit for Individuals 12 to 120 Months, 14 Months, 40 Months – All Investors

You can avail loan against FD, of up to 75% of your FD amount

Timely and hassle free interest payment via electronic clearance system (ECS) facility

The interest on deposits ceases from the date of maturity. For renewal or repayment of deposit, the duly discharged deposit receipt must be surrendered to the company at least 5 days before the date of maturity. In case of renewal, the prescribed application form duly signed by all authorized signatories is required to be submitted simultaneously.

A depositor can renew the matured deposit anytime, provided the deposit has not been transferred to IEPF and provided the maturity date of the renewal deposit is atleast one year from the date of receiving the renewal request. The interest rate applicable on such renewal will be the interest rate as applicable on the date of maturity.

When the date of maturity falls on any day on which the company’s office / banks remains closed the repayment will be made on the next working day.

Click here to know more on FATCA/CRS self-certification

  • What is the minimum deposit amount required for opening Fixed deposit (FD) account?

    The minimum amount required for opening a fixed deposit account is Rs. 2,000. Additional Deposit over the minimum amount to be in multiple of Rs. 1,000. The minimum deposit amount varies as per the scheme.

  • What is the minimum tenure for which I can place a Fixed Deposit?

    The minimum tenure for a fixed deposit is 12 months.

  • Do senior citizens get any extra benefit on the FD?

    Yes, senior citizens will get an additional interest rate of 0.40 %.*

  • The minimum tenure for a fixed deposit is 12 months.

    Yes, women will get an additional interest rate of 0.40 %.*(in case she falls under Privilege Category Customer).

  • Can I obtain a loan from DHFL on the security of my FD?

    Yes, Loan against Fixed deposit is available up to 75% of principal and accrued interest.

  • Does an investor required to submit PAN No. to invest in Fixed Deposit?

    For deposits of Rs. 50,000 or more, PAN No. of investor(s) is / are mandatory.

    Click here to read more

*Effective April 01, 2018: The customer will be able to avail the additional interest benefit of 0.40% as a “Privilege customer”

Deposit rates are effective from April 01, 2018.

Fixed Deposit Calculator

Deposit Amount
1 Crore
12 Months
120 Months

I authorise DHFL and its representative to call me or SMS me with reference to this enquiry.

Deposit Amount
1 Crore
12 Months
120 Months
Calculate Fixed Deposit
Hi ! Maturity Amount is

Indicative Yield %
Deposit Amount
1 Crore
12 Months
120 Months
Interest Rate
  • Compound Frequency
Check current Rate of interest
Hi Ankit ! YourMaturity Amount will be

Indicative Yield %
Deposit Amount
Tenure months
Rate of Interest %
Compound Frequency Yearly
  • TDS will be deducted on the interest earned as per the rate applicable from time to time under the tax laws
  • Interest rates are subject to change from time to time.
  • Minimum deposit amount in calculator should be Rs. 2,000 and maximum Rs. 1,00,00,000
    Tenure of Deposit are as follows :
  • Cumulative : Minimum Tenure 1 Year, Maximum 10 years
  • Non-Cumulative : Monthly/Quarterly/Half Yearly Interest Payout : Minimum 1 Year, Maximum 10 years
    The interest rate applicable for premature closure of deposits (all amount) will be lower of:
  • The base rate for the original /contracted tenure for which the deposit has been booked OR
  • The base rate applicable for the tenure for which the deposit has been in force with DHFL
  • To check the interest rate Click here
  • Maturity Amount and Yield "%" percentage displayed above is indicative

For Individual - Proof of Identity

  • Passport
  • Pan Card
  • Driving License
  • Voters Identity Card
  • Photo Debit/Credit Card issued by bank
  • Photo Ration Card
  • Aadhar Card

For Individual - Proof of Address

  • Latest Telephone Bill of Landline / Post Paid Mobile
  • Latest Electricity / Gas Bill
  • Ration Card
  • Latest Bank Account Statement
  • Registered Rent Agreement
  • Latest Demat Account Statement

For Trusts / Associations / Societies / Clubs

  • Copy of Resolution to invest in DHFL FD
  • Names and Addresses of Trustees
  • PAN card copy of Trust / Entity and of Authorized signatories
  • Operation mandate
  • Specimen signatures
  • Photo Ration Card
  • Trust Deed / Bye-law

For Proprietary Concern

  • Name & Signature of the Proprietor
  • PAN card copy of Proprietor

For Public Company / Private Ltd. Company / Co-operative Banks / Scheduled Bank

  • Copy of Memorandum & Articles of Association
  • Copy of Resolution to invest in DHFL FD
  • List of Directors and Office Bearers
  • Operational Mandate and Specimen Signatures of the Authorized Persons
  • PAN card copy of Company and of Authorized signatories

For Partnership Firm

  • Declaration of Partnership by Partners
  • Name and address of Partners
  • Operation Mandate and Specimen Signatures
  • PAN card copy of firm and Authorised signatories

Customer Stories

DHFL Fixed Deposits for Individuals

A new home doesn’t just allow for personal growth, but it also creates a stable environment for a family to grow , and prosper together.

With DHFL’s New Home Loan, you can invest in a future which has no financial restrictions, allowing you to be free in the comfort of your own home.

Flexible tenures, low interest rates and easy repayment options allow you to obtain financial freedom, and save money in the process.