Fixed Deposits for Individual
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Fixed Deposit

 Our fixed deposit offer attractive interest rates with high annual yields to Individual Investors.

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CARE AAA (FD)

Indicates highest degree of safety regarding timely servicing of financial obligations

BWR (FAAA)

Indicates highest degree of safety regarding timely servicing of financial obligations

You can get a maximum interest rate upto 9.00%* on your fixed deposit. Know more about Fixed Deposit Interest Rates (*T&C Apply)

Fixed Deposit tenure for Individuals 12 to 120 Months (excluding 13 months, which is exclusively for Trusts & 18 months which is exclusively for women investors)

You can avail loan against Fixed Deposit (FD), of up to 75% of your Fixed Deposit amount

Timely and hassle free interest payment via electronic clearance system (ECS) facility

The interest on deposit will cease from the date of maturity. The depositor can choose option for 'Auto Renewal' of deposit in the application form, in which case the deposit will be automatically renewed on the date of maturity for the same tenure / scheme (or nearest tenure / scheme - in case the original tenure /Scheme is discontinued subsequently) as that of the matured deposit at the interest rate prevailing on the date of maturity.

In case Auto Renewal option is not selected, and there are no subsequent instructions for renewal of deposit either, the matured proceeds will be credited directly into depositors account on the date of maturity. Provided that in the case of maturity for the second tenure (post first auto renewal), the amount will be automatically remitted to the designated bank account at maturity, in absence of any specific instruction from the depositor otherwise. In case one intends to modify renewal/repayment instructions (different from the one provided at the time of account opening), such revised instructions must reach DHFL at least 15 working days before the maturity date or else it would get processed as per Original instructions. Additional Interest of 0.15% on all Renewals, where the deposit is renewed on or before the maturity date.

When the date of maturity falls on any day on which the company's office / banks remains closed the repayment will be made on the next working day

Click here to know more on FATCA/CRS self-certification

  • What is the minimum deposit amount required for opening Fixed deposit account?

    The minimum amount required for opening a fixed deposit account is Rs. 5,000. Additional Deposit over the minimum amount to be in multiple of Rs. 1,000. Minimum Deposit Amount for WEALTH2HEALTH Deposit is Rs. 25,000.

  • What is the minimum tenure for which I can place a Wealth2Health Fixed Deposit?

    The minimum tenure for a Wealth2Health Fixed Deposit is 12 months.

  • Do senior citizens get any extra benefit on the FD?

    Yes, senior citizens will get an additional interest rate of 0.40 %.*

  • Do women get any extra benefit on the FD?

    Yes, women investors are offered a special tenure of 18 months.

  • Can I obtain a loan from DHFL on the security of my Wealth2Health Fixed Deposit?

    Yes, you can obtain Loan up to 75% of Principle amount on Your Wealth2Health Fixed Deposit.

  • Does an investor required to submit PAN No. to invest in Fixed Deposit?

    For deposits of Rs. 50,000 or more, PAN No. of investor(s) is / are mandatory.

  • What are the benefits offered to privilege category customer?

    DHFL offers 0.40% additional interest for individuals in the categories of Senior Citizens, Widows, Defence personnel, DHFL Home Loan/SME Loan/Mortgage borrowers (appropriate proof should be furnished

  • Click here to read more

*Effective April 01, 2018: The customer will be able to avail the additional interest benefit of 0.40% as a “Privilege customer”

Deposit rates are effective from Nov 19, 2018.

Fixed Deposit Calculator

Deposit Amount
5,000
1 Crore
Tenure
12 Months
120 Months

I authorise DHFL and its representative to call me or SMS me with reference to this enquiry.

Deposit Amount
5,000
1 Crore
Tenure
12 Months
120 Months
Calculate Fixed Deposit
Hi ! Maturity Amount is

Indicative Yield %
Deposit Amount
5,000
1 Crore
Tenure
12 Months
120 Months
Interest Rate
1%
10%
  • Compound Frequency
Check current Rate of interest
Hi ! YourMaturity Amount will be

Indicative Yield %
Deposit Amount
Tenure months
Rate of Interest %
Compound Frequency Yearly
  • TDS will be deducted on the interest earned as per the rate applicable from time to time under the tax laws
  • Interest rates are subject to change from time to time.
  • Minimum deposit amount in Fixed Deposit calculator should be Rs. 5,000 and maximum Rs. 1,00,00,000
  • Minimum deposit amount in Recurring Deposit calculator should be Rs. 1,000
    Tenure of Deposit are as follows:
  • Cumulative : Minimum Tenure 1 Year, Maximum 10 years
  • Non-Cumulative : Monthly/Quarterly/Half Yearly Interest Payout : Minimum 1 Year, Maximum 10 years
    The interest rate applicable for premature closure of deposits (all amount) will be lower of:
  • The base rate for the original /contracted tenure for which the deposit has been booked OR
  • The base rate applicable for the tenure for which the deposit has been in force with DHFL
  • To check the interest rate Click here
  • Maturity Amount and Yield "%" percentage displayed above is indicative

For Individual - Proof of Identity

  • Passport
  • Pan Card
  • Driving License
  • Voters Identity Card
  • Photo Debit/Credit Card issued by bank
  • Photo Ration Card
  • Aadhar Card

For Individual - Proof of Address

  • Latest Telephone Bill of Landline / Post Paid Mobile
  • Latest Electricity / Gas Bill
  • Ration Card
  • Latest Bank Account Statement
  • Registered Rent Agreement
  • Latest Demat Account Statement

For Trusts / Associations / Societies / Clubs

  • Copy of Resolution to invest in DHFL FD
  • Names and Addresses of Trustees
  • PAN card copy of Trust / Entity and of Authorized signatories
  • Operation mandate
  • Specimen signatures
  • Photo Ration Card
  • Trust Deed / Bye-law

For Proprietary Concern

  • Name & Signature of the Proprietor
  • PAN card copy of Proprietor

For Public Company / Private Ltd. Company / Co-operative Banks / Scheduled Bank

  • Copy of Memorandum & Articles of Association
  • Copy of Certificate of Association
  • Copy of Resolution to invest in DHFL FD
  • List of Directors and Office Bearers
  • Operational Mandate and Specimen Signatures of the Authorized Persons
  • PAN card copy of Company and of Authorized signatories

For Partnership Firm

  • Declaration of Partnership by Partners
  • Name and address of Partners
  • Operation Mandate and Specimen Signatures
  • PAN card copy of firm and Authorized signatories

Customer Stories

DHFL Fixed Deposit

In India, one of the most common ways of increasing our hard-earned money is to invest in a Fixed Deposit i.e., a fixed deposit. This has been the norm, passed down through generations and often promoted by our own elders in the family. To add to the convenience factor, as per the changes in society today, online fixed deposits are also gaining popularity and acceptance, from many.

Keeping all the above mentioned factors in mind, DHFL Fixed Deposit offers higher returns, increased safety and the certainty of easy liquidity. Our fixed deposit schemes are also tailor-made for our large variety of customers which also includes – senior citizens, women investors, widows, Defense personnel and of course DHFL Home loan or SME / Mortgage loan borrowers.

DHFL fixed deposit schemes for an individual are easy to apply and have earned ratings (Care AAA & BWR FAAA) that indicate the highest degree of Indian financial safety.