Financial Literacy

DHFL’s ‘Sharmaji ke Sawal. Vinodji ke Jawab’ is designed to facilitate the journey from being ‘financially illiterate’ to ‘financially sustainable’. Through various levels of engagement, the programme builds community capacity whilst facilitating skill development, livelihood linkages, linkages with government welfare schemes, transition to formal housing and overall economic empowerment.

A theory of change was designed based on an understanding that low-income households face three key problems in the journey to financial sustainability and home ownership
  • Understanding, education and confidence in managing finances and utilising formal financial products and services.
  • Gaining access to financial products services and navigating the necessary formalities required.
  • Understanding and navigating the process and formalities of transitioning from rented, informal housing into formal, affordable housing.
Interventions with the community
  • Nukkad Nataks or Street Plays to create awareness
  • Camps and workshops for small groups to address specific areas – financial education and home ownership
  • Diagnostic surveys to identify needs and information gap, livelihood linkages and skill development
  • Ongoing facilitation from field officers to handhold beneficiaries to transition to formal housing
  • Ongoing facilitation for skill development through NSDC centres, livelihood linkages and government welfare schemes
Inclusion of Women
  • Women play a crucial role for the welfare of their families and development of the communities.
  • Engagement and inclusion of women beneficiaries is ensured across various stages of the programme.
  • We have reached out to youth, women and vulnerable sections of the community and have been able to create awareness on savings, security and loan benefits among the marginalised sections of the society, through a series of interventions under the programme.

Our Reach March 31, 2017

  • 10,000+ households Jaipur, Rajasthan
  • 10,000+ households Varanasi, Uttar Pradesh

Location: Jaipur, Rajasthan and Varanasi, Uttarpradesh

Core Components of the Programme

  • Aid transition from informal to formal housing
  • Facilitate skills and livelihood generation
  • Create linkages with government welfare schemes
  • Capacity building of community to act as social entrepreneurs and referral partners alongside the 'Financial Literacy & Advisory Centres'

Early Childhood Care & Education(ECCE) Rural Development with Focus on Drought Mitigation Skill Development