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Home > Mortgage Loan Interest Rates & Service Charges

Mortgage Loan Interest Rates & Service Charges

Interest Rates & Service Charges from DHFL Mortgage Loans

Most new investments often require you to take crucial decisions, in order, to acquire benefits in the long run. In cases, where you run out on funds, you could help yourself by mortgaging what’s yours. While mortgaging your assets, it is essential to select a loan which offers the best Mortgage Loan interest rate.

We, at DHFL, offer you Mortgage Loans with the best interest rates as well as offer you a Loan Against Property interest rate which can serve as a solution to almost any financial dilemma that you might be facing. Our loan schemes will also let you stay at ease during your repayment tenure.

Click here to download the Mock MITC format

The financial worth of your home can be leveraged while enjoying continuous occupancy. A loan ranging from `5 lakh to `10 crores can be availed at a Mortgage Loan interest rate that is extremely beneficial.

Sr. No Charge Description Charge Amount
1 Application/Login Fee (Non Refundable) ` 5,000/- + Applicable GST
2 Processing Fee(% of loan application value) 1% to 2% (case to case basis)+Applicable GST
Will be collected post adjusting application fee before loan disbursement
3 CERSAI Registry / Modification Charges `50/- for loans up to `5 lac + Applicable GST
`100/- for loans above `5 lacs + Applicable GST
4 Technical Fees (for additional property orproperty situated outside geographic limit orfor pre technical) a. Within 60 km radius: No charges
b. Beyond 60 km: `500/- for first visit and `750/- for subsequent visits + ApplicableGST
5 Valuation Fee in Construction Linked Loan cases First visit: No charges.
Subsequent visits: `500/- + Applicable GST
6 Part-Prepayment Charges
* will be allowed only once in a financial year
Rate of Interest -Type Disbursement Stage Charges Applicable
Fixed / Variable Within 6 months of agreement date No prepayment allowed
After 6 months
Borrower/ co-borrower is Individual No Charges
Borrower/ co-borrower is other than Individual 3% + Applicable GST
7 Foreclosure charges Rate of Interest -Type Disbursement Stage Charges Applicable
Fixed/Variable Within 6 months from agreement date No foreclosure allowed
After 6 months
Variable Borrower/ co-borrower isIndividual No Charges
Fixed Borrower/ co-borrower is individual & pre-payment by Balance Transfer 3% + Applicable GST
Fixed/Variable Borrower/ co-borrower is other than Individual 3% + Applicable GST
8 Cheque/ECS bounce charges `500/- + Applicable GST
9 Bank Charges on Cheque/ECS Bounce At actuals
10 Cash collection charges 1% of collection amount for `50,000 & above in cash + Applicable GST
11 Overdue Charges on default instalment(EMI/Pre- EMI) 18% Per annum on the outstanding dues
12 Demand Draft/Pay Order issuance charges `150/- per lac or actual bank charges, whichever is higher + Applicable GST
13 ECS/Chequeswapping charges `250/- per swap + Applicable GST
14 Collection pickup charges `250/- per visit + Applicable GST
15 Conversion charges 0.5% of principal outstanding
Conversion scheme can be availed only after 1 year from the date of disbursement
16 Legal charges As applicable on case to case basis
17 Non-encumbrance certificate At actuals
18 Legal/ repossession and incidental charges At actuals
19 Stamp duty/ Franking charges As per applicable law/charges of the relevant property state
20 Duplicate no dues certificate `250/- + Applicable GST
21 Copy of property documents `500 + Applicable GST
22 Statement of account/ provisional IT certificate No Charges once in a Financial Year
Subsequently: `250/- per statement + Applicable GST
23 Custodial fee for property documents in closed loans `500/- per month + Applicable GST(post 60 days from loan closure date)
24 Document retrieval charges on loan closure `1,000/- for loans upto `10 Lac+Applicable GST
`2,000/- for loans above `10 Lac+Applicable GST
25 Foreclosure statement `500/- + Applicable GST

Every individual at some point in life comes across a situation where they need additional funds to invest in a new property or a business. For this purpose, one can avail of the various Mortgage Loans available that will help them financially.

Avail a Mortgage Loan at attractive Mortgage Loan interest rates and leverage your property’s equity to invest in business expansion, meet capital requirements or satisfy your personal or professional requirements.



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