DHFL ensures that you get the best services on your home loan, please find below the charges applicable on services associated with your home loan:
| Charges | Home Loans |
| Processing Charges | 1%– 1.5% of the Loan amount |
| Prepayment Charges | If the Housing loan is under Variable/Floating Rate loan and the loan is prepaid through any source, no prepayment charges shall applyIf the Housing loan is under fixed rate, the prepayment charges shall apply except in the cases in which the customer is paying out of his ‘Own Sources’. The expression ‘own sources’ indicates that the proceeds of the prepayment should be from ‘any source other than from a bank/HFC/NBFC and/ or a financial institution’.
All other Loans would continue to attract pre-payment penalty upon pre-closure, as per the terms and conditions of the loan agreement which is duly signed and executed by the customer. - No penalty will be charged on any part prepayment, in a financial year, up to 20% of the loan outstanding as at the beginning of the financial year. |
| Dishonor of Payment | Cheque return charge of INR 250/- + service tax as applicable per instrument is payable in case of a dishonored cheque and ECS. |
| Re-Substitution Charges | 2% on principal outstanding of the loan |
| Late Payment Charges | 1.5% per month |
| Miscellaneous Costs | DHFL levies a minimal charge of Rs. 220 only for Standard documentation charges. |
Note:
- Service Tax and other taxes, levies etc are applicable as per prevailing rates over and above these charges
- The rates, fees, charges etc as stated herein above are subject to changes / revision from time to time at the sole discretion of DHFL
