List of Documents required for Salaried Individuals for Home loan |
|
|---|---|
| Sr No. | Document Name |
| 1 | KYC Documents |
| 2 | Salary slip for the last 3 months / Salary Certificate (If variable components like Over Time and Incentives are reflected then salary slips for the past 6 months are required) |
| 3 | Latest Form – 16 if salary above ` 10000/- per month |
| 4 | Copy of all bank pass books / bank statements for the past 6 months including front page |
| 5 | Company profile if it is a lesser known organization |
| Note: Original documents are required for verification purpose only | |
List of Documents required for Self – Employed Businessmen for Home loans |
|
|---|---|
| Sr No. | Document Name |
| 1 | KYC Documents |
| 2 | Copy of last 3 years Income Tax Returns of the applicant along with computation of income duly attested by a Chartered Accountant |
| 3 | Copy of last 3 Years Balance Sheet and Profit & Loss Account of the firm duly attested by a Chartered Accountant |
| 4 | Brief Business Profile on the Letter Head of the firm by the applicant |
| 5 | Bank Statement for the last 1 year for the Savings A/c & Current A/c |
| 6 | Copy of either Shop & Establishment License / VAT Registration or any other mandatory license / registration |
| 7 | Copy of the Partnership Deed (if Applicable) |
| 8 | Copy of Tax Deduction certificate / Form – 16A (if applicable) |
| 9 | Details of Contract (if applicable) |
| 10 | Copy of Advance Tax paid / self assessment tax paid Challan |
| Note: Original documents are required for verification purpose only | |
| List of Documents required for Self – Employed Professionals | |
|---|---|
| Sr No. | Document Name |
| 1 | KYC Documents |
| 2 | Copy of last 3 years Income Tax Returns of the applicant along with computation of income duly attested by a Chartered Accountant |
| 3 | Copy of last 3 Years Balance Sheet and Profit & Loss Account of the firm duly attested by a Chartered Accountant |
| 4 | Brief Business Profile on the Letter Head of the firm by the applicant |
| 5 | Bank Statement for the last 1 year for the Savings A/c & Current A/c |
| 6 | Copy of either Shop & Establishment License / VAT Registration or any other mandatory license / registration |
| 7 | Copy of the Partnership Deed (if Applicable) |
| 8 | Copy of Tax Deduction certificate / Form – 16A (if applicable) |
| 9 | Details of Contract (if applicable) |
| 10 | Copy of Advance Tax paid / self assessment tax paid Challan |
| 11 | Copy Educational Qualification Certificate |
| 12 | Copy Professional Practice Certificate |
| 13 | Salary Certificate (in case of doctors having salaried income) |
| Note: Original documents are required for verification purpose only | |
List of Documents required for NRIs – Home loans |
|
|---|---|
| Sr No. | Document Name |
| 1 | KYC Documents |
| 2 | Salary certificate from the employer mentioning name as in passport, date of joining, Passport number, designation and latest salary and perquisites, in English. |
| 3 | Salary slips for the last 3 months / Salary certificate (If variable components like overtime & incentives are reflected then six months salary pay slips are required) |
| 4 | Latest Income Tax Returns (if applicant files IT returns in India ). |
| 5 | For self employed Individuals, documents evidencing currently in business like Trade License, Registered Power of Attorney or agreement with sponsor etc. |
| 6 | Passport copy with valid residence visa page. |
| 7 | Work Permit/ Labour contract copy / Photocopy of Identity card or any other proof of work / employment issued by concerned Govt. authorities. |
| 8 | Property related Documents, detailed cost Estimates from an Architect/ Engineer (from India ). |
| 9 | Processing fee cheque drawn on applicant’s bank in India or draft payable at the place where the application will be processed. |
| 10 | The income documents for salaried should be attested by embassy official if documentary evidence like bank statement for credit salary or frequent remittance of fund to India is not available. |
| 11 | Copy of all overseas bank statements for the last 6 months, if any |
| 12 | Copy of NRE / NRO bank statement of the last 6 months |
| 13 | Power of Attorney (POA) if applicant is not available in India for signing of documents. |
| Note: Original documents are required for verification purpose only | |
