DHFL Insurance Services
As a customer driven company, it is our constant endeavor to introduce new services and offerings that serve the interests of our customers. In this regard and to ensure our Customers dont suffer from unforseen circumstances, DHFL brings you you Insurance Services, which are designed to offer financial protection for you and your family during times of uncertainties.
Our alliance & association with the leaders of the Indian Insurance has provided us with the capacity to cater to the insurance needs of our customers giving them a variety of insurance offerings to suit their requirements.
DHFL Insurances Services offers a comprehensive list of insurance products like:
- ULIP Products
- Health Insurance Plans
- Home Loan Protection Plans
- Personal Care
- Critical Care
- Family Protect
- Motor Vehicle Insurance
- Car & Motorbike Insurance
Home Safe Plus
Home Safe Plus is as simple and important as the name sounds. It keeps your home safe from all unforeseen circumstances and incidents. So you are always protected and ensured that no matter what happens to you, your family will never have to face the burden:
It is a unique group insurance scheme bought to you in association with a leading Insurance Company, it is offered to our Home Loan Borrowers who:
- Are in the age group of 20 to 50 years & Maximum up to 65 years for Personal Accident & Permanent Total Disability.
- Are in good Health and not suffering from any serious illness or suffering from any physical disability/impairment, and
The Sum Assured (SA) is equal to the principal loan amount subject to the following limits:
Max Sum assured = Up to Total Maximum Loan Amount
Cover Start Date: The insurance cover starts from the date of loan disbursal.
Policy Tenor: 1, 2, 3, 4, 5 yrs (i.e. nearest highest multiple of 1) subject to maximum 5 yrs
Policy option per individual: Sum Insured = Loan Value, at the time of sanction
Scope of Cover:
Home Safe Plus provides for both fixed and reducing benefit to be paid to borrower/Bank for payments due on his/ her home loan in the event of the customer’s accidental death; accidental permanent total disability, critical illness diagnosis, loss of job cover, with an additional cover of comprehensive Structure and content insurance.
Home Assure
This is a Group Insurance Scheme offered to our Home Loan Borrowers who:
1. Are in the age group of 18 to 60 years
2. Are in good Health and not suffering from any serious illness or suffering from any physical disability/impairment, and
The Sum Assured (SA) is equal to the principal loan amount outstanding including interest, as per the original repayment schedule, subject to the following limits:
Min SA = Rs.1 Lac
Max SA = Rs. 1 Crore
Risk Cover & Benefits Death due to any cause
In the event of Death due to any cause, the amount outstanding (inclusive of insurance premium) would become payable to DHFL.
Tenor of Cover will be the same as the Home Loan Tenor, subject to:
Min. Loan Tenure: 2 Years
Max. Loan Tenure: 30 Years
Cover Start Date: The insurance cover starts from the date of loan disbursal Pre-payment of Loan In case the loan is fully pre-paid, the insurance cover ceases for the customers, however, and a pro-rata refund of premium will be made to the customer.
For more details, write to us, and we will be glad to help determine the best plan for you.
