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Aashray Deposit Plus – Individuals

DHFL ‘Aashray Deposit Plus’ is a Fixed Deposit Scheme offering attractive interest rates and high annual yields to individual investors. Rated CARE AAA (FD) by CARE and BWR FAAA by Brickworks, DHFL FDs assure customers highest degree of safety regarding timely servicing of financial obligations. In addition, Aashray Deposit Plus offers high Rate of Interest, starting from from 9.50% to 10.50% and yield ranging from 9.73% to 17.17% along with free insurance cover of ` 1 lakh to individual depositor in case of single deposit account and every first depositors in case of joint deposit account. DHFL Aashray Deposit Plus can be availed with a minimum deposit of ` 10,000/- from any DHFL office across 447 locations in the country.

Ratings:

CARE AAA (FD)

Indicates highest degree of safety regarding timely servicing of financial obligations

BWR (FAAA)

Indicates highest degree of safety regarding timely servicing of financial obligations

Fixed Deposit Renewal Policy:

With effect from the 1st April, 2014, Fixed Deposit will be renewed from the maturity date at the rate prevailing on the said date, if renewal request is received within 6 months of the maturity date, the FDR value date in such case will be the deposit maturity date and not the date of receiving request from the branch.

If the deposit renewal request is received after 6 months from the deposit maturity date, the value date of the renewed deposit will be the date on which FDR along with renewal request is received at the branch and not the maturity date. The rate of interest applicable on the renewed FD will be the rate prevailing on the date the FDR is received at the branch and not the rate prevailing on the date of maturity.

If the deposit renewal request is received after 6 months from the deposit maturity date, no interest will be payable on the deposit for the interim period between the date of maturity and the date of renewal.

Highlights:

  • Safe, Secure Earnings of Short/Medium/Long term investment
  • High Returns for Longer Tenure up to 120 months
  • Additional earnings for Senior Citizens, existing DHFL Home Loan borrowers & DHFL Shareholders, Armed Forces Personnel and Widows
  • Liquid Investments
  • Prompt / Timely payments
  • RTGS / NEFT  facility for interest payments
  • Hassle free process
FEATURES Aashray Deposit Individual *
12 Months 14 Months 24 – 36 Months 40 Months 48 – 120 Months
Interest Rate up to Deposit < 50 Lacs 9.50% 9.75% 9.75% 9.85% 9.60%
Deposit >= 50 Lacs 9.75% 10.00% 10.00% 10.10% 9.85%
Yield up to Deposit < 50 Lacs 9.73% 10.08% 10.49% – 11.02% 11.33% 11.38% – 15.54%
Deposit >= 50 Lacs 9.99% 10.34% 10.78% – 11.34% 11.66% 11.73% – 16.16%
Minimum Deposit Amount (In `)  ` 2,000 ` 10,000  ` 2,000  ` 2,000  ` 2,000
Privilege customer Benefit Additional interest of 0.40% for Privilege customers *
Deposit   ` 50 lacs and above Benefit Additional interest of 0.25% for deposit  ` 50 lakhs* and above
Accidental Death Insurance Accidental Death Insurance of  ` 1 lac to Individual depositor and every first depositor in case of joint holding
Loan Against FD upto 75.00% upto 75.00% upto 75.00% upto 75.00% upto 75.00%
Tax Exemption on Interest ` 5,000 ` 5,000 ` 5,000 ` 5,000 ` 5,000

 

Aashray Deposit – Individual (Deposit < ` 50 lacs)
Tenure Cumulative Non-Cumulative
General Customer Privilege Customer General Customer Privilege Customer
ROI (p.a.) ROI (p.a.) Monthly Quarterly Half Yearly Yearly Monthly Quarterly Half Yearly Yearly
12 Months 9.50% 9.90% 9.10% 9.20% 9.30% 9.50% 9.50% 9.60% 9.70% 9.90%
14 Months 9.75% 10.15% 9.35% 9.40% 9.55% 9.75% 9.75% 9.80% 9.95% 10.15%
24 Months 9.75% 10.15% 9.35% 9.40% 9.55% 9.75% 9.75% 9.80% 9.95% 10.15%
36 Months 9.75% 10.15% 9.35% 9.40% 9.55% 9.75% 9.75% 9.80% 9.95% 10.15%
40 Months 9.85% 10.25% 9.45% 9.50% 9.60% 9.85% 9.85% 9.90% 10.00% 10.25%
48 – 120 Months 9.60% 10.00% 9.20% 9.25% 9.40% 9.60% 9.60% 9.65% 9.80% 10.00%
Aashray Deposit – Individual (Deposit `50 lacs and above)
Tenure Cumulative Non-Cumulative
General Customer Privilege Customer General Customer Privilege Customer
ROI (p.a.) ROI (p.a.) Monthly Quarterly Half Yearly Yearly Monthly Quarterly Half Yearly Yearly
12 Months 9.75% 10.15% 9.30% 9.40% 9.50% 9.75% 9.70% 9.80% 9.90% 10.15%
14 Months 10.00% 10.40% 9.55% 9.65% 9.75% 10.00% 9.95% 10.05% 10.15% 10.40%
24 Months 10.00% 10.40% 9.55% 9.65% 9.75% 10.00% 9.95% 10.05% 10.15% 10.40%
36 Months 10.00% 10.40% 9.55% 9.65% 9.75% 10.00% 9.95% 10.05% 10.15% 10.40%
40 Months 10.10% 10.50% 9.65% 9.75% 9.85% 10.10% 10.05% 10.15% 10.25% 10.50%
48 – 120 Months 9.85% 10.25% 9.45% 9.50% 9.60% 9.85% 9.85% 9.90% 10.00% 10.25%

Aashray Deposit Plus 12 to 120 Months, 14 Months, 40 Months – All Investors

For more details get in touch with us or just fill up the Enquiry form alongside.
Call toll free – 1800 22 3435 or SMS ‘DHFL’ to 56677 *Conditions apply.

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