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Aashray Deposit Plus – Individuals

DHFL ‘Aashray Deposit Plus’ is a Fixed Deposit Scheme offering attractive interest rates and high annual yields to individual investors. Rated CARE AA+ (FD) by CARE and BWR FAAA by Brickworks, DHFL FDs assure customers high safety and excellent credit quality. In addition, Aashray Deposit Plus offers high Rate of Interest, starting from 10.00% to 11.25% and yield ranging from 10.25% to 15.45% along with free insurance cover of ` 1 lakh to all first depositors. DHFL Aashray Deposit Plus can be availed with a minimum deposit of ` 10,000/- from any DHFL office across 447 locations in the country.

Ratings:

CARE AA+ (FD)

Indicates High Quality by all Standards & High Investment Safety

BWR (FAAA)

Indicates Excellent Credit Quality & High Investment Safety

Highlights:

  • Safe, secure earnings of short/medium/long term investment
  • High Returns for longer tenures up to 84 months
  • Additional earnings for Senior Citizens, existing DHFL Home Loan borrowers & DHFL Shareholders, Armed Forces Personnel and Widows 
  • Liquid Investments
  • Prompt and timely payments
  • ECS facility for interest payments
  • Hassle free process

Aashray Deposit Plus 12 to 84 Months, 14 Months, 40 Months – All Investors

PRODUCT FEATURES
(Individuals / Companies / Partnership Firms / Proprietary Concerns)
Features 14 Months 40 Months 12-84 Months
Interest Rate up to 11.25% 11.00% 10.75%
Yield up to 11.69% 12.52% 15.45%
Minimum Deposit Amount (In `) 10000 2000 2000
Duration of Deposit Short Term Medium Term Flexible Tenure
Cumulative Compounded Half Yearly Yearly Half Yearly
Periodic Interest Payable (Non Cumulative) Yearly / Half Yearly / Quarterly / Monthly
Above 25 Lac deposit (0.25% extra ROI) Yes NA Yes
Privilege Customer* (0.50% extra ROI) Yes
Accidental Death Insurance Yes
Tax Exemption on Interest upto ` 5,000 Yes
Cumulative Scheme
Period in Months Deposit less than ` 25 Lac Privilege Customer Deposit ` 25 Lac & Above ` 25 Lacs & Above
(Privilege Customer)
ROI % Annual Yield % ROI % Annual Yield % ROI % Annual Yield % ROI % Annual Yield %
12 10.00 10.25 10.50 10.78 10.25 10.51 10.75 11.04
14 10.50 10.88 11.00 11.42 10.75 11.15 11.25 11.69
24 10.00 10.78 10.50 11.36 10.25 11.07 10.75 11.65
36 10.00 11.34 10.50 11.98 10.25 11.66 10.75 12.30
40 10.50 11.88 11.00 12.52 10.50 11.88 11.00 12.52
48 10.00 11.94 10.50 12.65 10.25 12.29 10.75 13.00
60 10.00 12.58 10.50 13.36 10.25 12.97 10.75 13.76
72 10.00 13.26 10.50 14.13 10.25 13.69 10.75 14.57
84 10.00 14.00 10.50 14.96 10.25 14.47 10.75 15.45
Minimum Deposit ` 2,000/-
Multiple of ` 1,000/-
*This applies to Privilege Customers which less than ` 25 Lacs as well

 

Non Cumulative Scheme
Period in Months Deposit less than ` 25 Lacs Deposit ` 25 Lacs and above
Yearly Half Yearly Quarterly Monthly Yearly Half Yearly Quarterly Monthly
12 to 84 months 10.25 10.00 9.88 9.80 10.50 10.25 10.13 10.05
Privilege
(12-84 months)
10.75 10.50 10.38 10.30 11.00 10.75 10.63 10.55
14 months 10.76 10.50 10.37 10.29 11.01 10.75 10.62 10.54
Privilege
(14 months)
11.26 11.00 10.87 10.79 11.51 11.25 11.12 11.04
40 months 10.50 10.20 10.05 9.95 10.50 10.20 10.05 9.95
Privilege
(40 months)
11.00 10.70 10.55 10.45 11.00 10.70 10.55 10.45

For more details get in touch with us or just fill up the Enquiry form alongside.
Call toll free – 1800 22 3435 or SMS ‘DHFL’ to 56677 *Conditions apply.

Calculator:

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