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Home > Aashray Deposit Plus – Individuals

Aashray Deposit Plus – Individuals

 

DHFL ‘Aashray Deposit Plus‘ is a Fixed Deposit Scheme offering attractive interest rates and high annual yields to individual investors. Rated CARE AAA (FD) by CARE and BWR FAAA by Brickworks, DHFL FDs assure highest degree of safety regarding timely servicing of financial obligations. In addition, Aashray Deposit Plus offers high Rate of Interest, starting from from 9.25% to 10.10% along with free insurance cover of ` 1 lakh to individual depositor in case of single deposit account and every first depositor in case of joint deposit account

Ratings

CARE AAA (FD)

Indicates highest degree of safety regarding timely servicing of financial obligations

BWR (FAAA)

Indicates highest degree of safety regarding timely servicing of financial obligations

Fixed Deposit Renewal Policy:
With effect from the 1st April, 2014, Fixed Deposit will be renewed from the maturity date at the rate prevailing on the said date, if renewal request is received within 6 months of the maturity date, the FDR value date in such case will be the deposit maturity date and not the date of receiving request from the branch.
If the deposit renewal request is received after 6 months from the deposit maturity date, the value date of the renewed deposit will be the date on which FDR along with renewal request is received at the branch and not the maturity date. The rate of interest applicable on the renewed FD will be the rate prevailing on the date the FDR is received at the branch and not the rate prevailing on the date of maturity.
If the deposit renewal request is received after 6 months from the deposit maturity date, no interest will be payable on the deposit for the interim period between the date of maturity and the date of renewal.


Features and Highlights Of Aashray Deposit for Individuals

FEATURES

Aashray Deposit Individual *

12 Months

14 Months

24 – 36
Months

40 Months

48 – 120
Months

Interest Rate up to Deposit < ` 50 Lacs 9.25% 9.50% 9.50% 9.60% 9.50%
Deposit >= ` 50 Lacs 9.50% 9.75% 9.75% 9.85% 9.75%
Minimum Deposit Amount (In `) ` 2,000 ` 10,000 ` 2,000 ` 2,000 ` 2,000
Privilege customer Benefit Additional interest of 0.25% for Privilege customers *
Deposit `50 lacs and above Benefit Additional interest of 0.25% for deposits of ` 50 lakhs* and above
Accidental Death Insurance Accidental Death Insurance of `1 lac to Individual depositor and every first depositor in case of joint holding
Loan Against FD upto 75.00% upto 75.00% upto 75.00% upto 75.00% upto 75.00%
Tax Exemption on Interest ` 5,000 ` 5,000 ` 5,000 ` 5,000 ` 5,000
*Privilege Customer: Senior Citizens, Armed forces personnel, Widows, DHFL Home Loan/ SME Loan/ Mortgage Loan borrowers (appropriate proof should be attached)

Highlights:

      • Safe, Secure Earnings of Short/Medium/Long term investment
      • High Returns for Longer Tenure up to 120 months
      • Additional earnings for Senior Citizens, Widows, Armed Forces personnel, DHFL Home Loan/SME Loan/Mortgage borrowers.
      • Liquid Investments
      • Prompt / Timely payments
      • ECS facility for interest payments
      • Hassle free process

Interest Rates On Aashray Deposit Plus for Individuals

Aashray Deposit Plus 12 to 120 Months, 14 Months, 40 Months – All Investors

Aashray Deposit – Individual (Deposit < ` 50 lacs)
Tenure Cumulative Non-Cumulative
General Privilege General Privilege
Customer Customer Customer Customer
ROI ROI Monthly Quarterly Half Yearly Monthly Quarterly Half Yearly
(p.a.) (p.a.) Yearly Yearly
12 Months 9.25% 9.50% 8.85% 8.95% 9.05% 9.25% 9.10% 9.20% 9.30% 9.50%
14 Months 9.50% 9.75% 9.10% 9.15% 9.30% 9.50% 9.35% 9.40% 9.55% 9.75%
24 Months 9.50% 9.75% 9.10% 9.15% 9.30% 9.50% 9.35% 9.40% 9.55% 9.75%
36 Months 9.50% 9.75% 9.10% 9.15% 9.30% 9.50% 9.35% 9.40% 9.55% 9.75%
40 Months 9.60% 9.85% 9.20% 9.25% 9.40% 9.60% 9.45% 9.50% 9.65% 9.85%
48 – 120 Months 9.50% 9.75% 9.10% 9.15% 9.30% 9.50% 9.35% 9.40% 9.55% 9.75%
*Privilege Customer: Senior Citizens, Armed forces personnel, Widows, DHFL Home Loan/ SME Loan/ Mortgage Loan borrowers (appropriate proof should be attached)
Aashray Deposit – Individual (Deposit ` 50 lacs and above)
Tenure Cumulative Non-Cumulative
General Privilege General Privilege
Customer Customer Customer Customer
ROI ROI Monthly Quarterly Half Yearly Monthly Quarterly Half Yearly
(p.a.) (p.a.) Yearly Yearly
12 Months 9.50% 9.75% 9.10% 9.20% 9.30% 9.50% 9.35% 9.45% 9.55% 9.75%
14 Months 9.75% 10.00% 9.35% 9.40% 9.55% 9.75% 9.60% 9.65% 9.80% 10.00%
24 Months 9.75% 10.00% 9.35% 9.40% 9.55% 9.75% 9.60% 9.65% 9.80% 10.00%
36 Months 9.75% 10.00% 9.35% 9.40% 9.55% 9.75% 9.60% 9.65% 9.80% 10.00%
40 Months 9.85% 10.10% 9.45% 9.50% 9.65% 9.85% 9.70% 9.75% 9.90% 10.10%
48 – 120 Months 9.75% 10.00% 9.35% 9.40% 9.55% 9.75% 9.60% 9.65% 9.80% 10.00%
*Privilege Customer: Senior Citizens, Armed forces personnel, Widows, DHFL Home Loan/ SME Loan/ Mortgage Loan borrowers (appropriate proof should be attached)


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Call toll free – 1800 22 3435 or SMS ‘DHFL’ to 56677 *Conditions apply.

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