Home Loan

You are just a click away from your dream of your own home. You can benefit from DHFL Home Loans if you are seeking a home loan as a:

• Individual
• Co-operative Society
• Corporate body
• Associations of Persons

Amount of loan
You can avail a Home Loan upto Rs. 500,00,000-/ but not exceeding the 85% of the cost of property / estimate (for improvement / extension). The actual loan amount is determined taking into account factors like:

• Repayment capacity
• Age
• Educational qualifications
• Stability and continuity of income
• Number of dependents
• Co-applicant's income
• Assets
• Liabilities
• Saving habits, and more

Loan tenure & EMI
The tenure of your Home Loan ranges from 1 to 20 years. The term however does not extend beyond the retirement age or 60 years whichever is earlier (65 years for self employed individuals).

The size of EMI depends on:

• Quantum of loan
• Interest rate applicable
• Loan tenure

Special payment schemes for your benefit

• You can enjoy the exclusive 'Regressive Payment Scheme' if you are a home loan seeker due for retirement within the term of the loan and have applied jointly with an eligible younger co-applicant.
• You can prepay your loan, ahead of the contracted schedule in part or full, subject to payment of nominal fees / charges as stipulated by DHFL from time to time.

Our existing retail prime landing rate is 15.25%.

For more details, write to us, and we will be glad to help determine the best plan for you.

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